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What is NestWorth?

NestWorth specializes in retirement strategies for individuals and small business owners, providing expert guidance on plan setup, tax mitigation strategies, and portfolio reviews. Our team of experienced professionals will help you navigate the complex world of retirement planning and ensure you're on track to meet your goals. With NestWorth, you can rest assured that your retirement savings are in good hands.

What services does NestWorth offer?

Our services include setting up new retirement plans, tax mitigation strategies, personal and professional life insurance, leveraging the Secure 2.0 Act for business rebates, and portfolio reviews with benchmark comparisons. We'll help you create a customized retirement plan that suits your unique needs and goals. Whether you're an individual or small business owner, we've got you covered. Whether you're a small business owner or an individual, we can help ensure a comfortable retirement.

What types of retirement plans do you offer?

We and our partners offer a wide range of retirement plans, including but not limited to 401(k), IRA, SEP-IRA, and Solo 401(k) plans, tailored to individuals and small business owners. Our experts will help you determine the best plan for your needs based on your income, business size, and retirement goals. We'll also help you navigate the setup process and ensure you're taking full advantage of the benefits each plan offers.

How do I know which retirement plan is right for me?

Our experts will help you determine the best plan for your needs based on your income, business size, and retirement goals. We'll consider factors such as your age, income, and desired retirement age to recommend the most suitable plan for you. With our guidance, you can feel confident that you're making the right choice for your retirement savings.

What tax mitigation strategies do you offer?

We provide guidance on tax-deferred growth, tax-loss harvesting, and other strategies to minimize taxes and maximize your retirement savings. Our experts will work with you to identify the most effective tax mitigation strategies for your individual or business situation. By leveraging these strategies, you can keep more of your hard-earned money and grow your retirement nest egg faster.

How can I reduce my tax liability with NestWorth?

Our experts will work with you to identify the most effective tax mitigation strategies for your individual or business situation. We'll help you take advantage of tax-deferred growth, tax-loss harvesting, and other strategies to minimize your tax liability and maximize your retirement savings. With our guidance, you can reduce your tax burden and keep more of your money working for you.

What is tax-loss harvesting?

Tax-loss harvesting is a strategy that involves selling investments that have declined in value to offset gains from other investments. This can help reduce your tax liability and minimize the impact of market fluctuations on your retirement savings. Our experts will help you identify opportunities for tax-loss harvesting and implement this strategy as part of your overall retirement plan.

What is the Secure 2.0 Act?

The Secure 2.0 Act is a sweeping bill aimed to dramatically change how retirement plans are started and offered, and among other things is a law that provides incentives for small businesses to establish retirement plans for their employees, offering tax credits and rebates. This law aims to make it easier for small businesses to offer retirement benefits to their employees, helping to increase retirement savings and financial security.

How can NestWorth help me take advantage of the Secure 2.0 Act?

We will guide you through the process of setting up a new retirement plan and help you claim the available rebates and tax credits. Our experts will ensure you meet the necessary requirements and provide guidance on how to maximize the benefits of the Secure 2.0 Act for your business.

What rebates and credits are available under the Secure 2.0 Act?

The Secure 2.0 Act offers tax credits of up to $5,000 for small businesses that establish a new retirement plan, as well as additional dollar for dollar match credits (up to $1,000 per employee) for businesses that automatically enroll employees in their retirement plan. Our experts will help you navigate the requirements and ensure you receive the maximum available rebates and credits.

How do I know if I'm eligible for the Secure 2.0 Act?

If you're a small business owner with fewer than 100 employees, you may be eligible for the Secure 2.0 Act. Our experts will help you determine your eligibility and guide you through the process of setting up a new retirement plan and claiming the available rebates and tax credits.

How much should I be saving for retirement?

A common rule of thumb is to save at least 10% of your income towards retirement. However, this percentage may need to be adjusted based on your age, income, and desired retirement age. Our experts will help you determine a suitable savings goal and create a plan to achieve it.

How do I know if I need life insurance?

If you have dependents or significant financial obligations, life insurance can provide peace of mind and financial security for your loved ones in the event of your passing. Our experts can help you determine if life insurance is right for you and recommend suitable coverage options.

How do I know how much life insurance I should have?

The amount of life insurance you need depends on factors such as your income, debt, and dependents. Our experts will help you calculate a suitable coverage amount and recommend a policy that meets your needs and budget.

What is a portfolio review?

A portfolio review is a comprehensive analysis of your current retirement plan, comparing it to national, state, and industry benchmarks to identify areas for improvement. Our experts will assess your investment mix, fees, and performance to ensure your plan is on track to meet your retirement goals.

How often should I review my portfolio?

We recommend regular portfolio reviews (at least annually) to ensure your retirement plan remains on track with your goals and adjusts to market changes. Our experts will help you stay informed and make adjustments as needed to optimize your portfolio.

How often should I review my portfolio?

How do I get started with NestWorth?

Contact us to schedule a consultation with one of our experts, and we'll guide you through the process of setting up or optimizing your retirement plan. We'll help you create a customized plan tailored to your unique needs and goals.

What information do I need to provide to get started?

Please have your financial documents and retirement goals ready, and we'll take care of the rest. Our experts will work with you to gather necessary information and create a comprehensive plan to achieve your retirement objectives.

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